SusanSmith_05
P.O Box 311
United States
Phone: + 00 1 973 531 4982
www.bondcredit.co.za

Mendham, NJ, 20-December-2011 - South African bond originators, Bond Credit, is proud to announce that they are offering valuable tips to avoid crippling estate duties on their website. These tips are designed to assure that families will not have to pay estate duties on estates that are not of a value to exceed all available exemptions.
One of the easiest ways to divide an estate so that heirs pay no duties is to write a will. Many people do not do this because they feel they will not leave much of value. However, many people have "hidden" assets, such as pension rights, that could inflate the value of their estate. It is also important to realize that even a will has limitations. If one wishes to create a trust for underage heirs, a letter of wishes should be used instead.
It is also important to realize that life insurance might not be enough to provide for one's heirs, especially if one becomes disabled before retirement. The proceeds from life insurance can be counted in the value of one's estate and inflate its value. Fortunately, there are methods of avoiding this.
For more information about avoiding crippling estate duties, interested South African residents may visit http://www.bondcredit.co.za/legal-tips/how-too-avoid-crippling-estate-duties.php. For more assistance with estate planning or obtaining a home mortgage, they can visit http://www.bondcredit.co.za/. Members of the press and/or other interested parties may obtain more information about these bond originators and/or the content of this press release by contacting the following:
Susan Smith
Public Relations
Justin Harrison Marketing
PO Box 311
Mendham, NJ, USA 07945
Phone: + 00 1 973 531 4982
Fax: + 00 1 973 543 5683
Email: pr@justinharrisonmarketing.com