iva debt solutions secured loan iva information - Personal debts to the Inland Revenue and VAT can also be included but may be treated preferentially within the proposal. Some debts can not be included within an IVA. These will normally secured debts such as a vehicle HP or Mortgage arrears. Other debts such as Rent and Council Tax arrears and fines (such as parking offences) will normally have to be paid and provision for the repayment of these debts will be made separately. Contacting an Insolvency Practitioner You can not propose an IVA to your creditors by yourself.
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