Employees Receive Health Benefits Through CoverTN Partnership - HometownQuotes recently announced its acceptance into Gov. Phil Bredesen’s Cover Tennessee health insurance plan, a plan constructed to provide guaranteed, affordable basic health coverage for employees of Tennessee’s small businesses. “While our company is growing quickly, we’re not yet to the point where we can offer a comprehensive group plan to our staff. This plan gives us a chance to offer benefits that we otherwise would not yet be able to afford. Being in the insurance industry ourselves, we understand the importance of health insurance and commend Gov.